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The Living is Yield-y model portfolio: one year update [Members]
![The natural yield model portfolio wheels are turning [Members]](https://i0.wp.com/monevator.com/wp-content/uploads/2026/03/IT-vs-market-moves-chancery-lane.jpg?resize=150%2C150&ssl=1 "The natural yield model portfolio wheels are turning [Members]")
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Love the concept of this portfolio and looking forward to seeing how it develops over the next few years.
Back in 2015 I was much taken with Greybeards thoughts on using IT’s natural yield to generate a retirement income, so much so that I experimented with it until 2019. It was and is a good idea, especially now with the change to pension treatment under IHT. I moved away from it because I was still in accumulation and the performance was falling behind my benchmark at that time, even with dividend reinvestment. This article has tickled my fancy. Thanks
Thanks for the update @TI.
Dividends are a (smaller) leg of my retirement pots – Total return in SIPP; Dividends in ISA; and State and DB Pensions from 67. Oh, and a small 7 year Linker Ladder to boost guaranteed, inflation proof income from 67.
Slightly different sources of risk.